If something were to happen to you today, what would happen to the people who depend on you? It’s a slightly morbid question I realize, but one that actually runs through my head frequently since having a baby. If something were to happen to me, what would happen to my family? Obviously, I don’t plan […]
The Case For Refinancing
15-year or 30-year mortgage? To pay off early or pay off on time? These are debates that can elicit the full passion (wrath?) of the personal finance community depending on who you are talking to and what side of the debate you fall on at the time. I take the stance that neither position is […]
When it’s better to have a smaller paycheck
Recently, an acquaintance of mine was whining about his paycheck. He was complaining about all the deductions that were taken out. I asked him if it was because of his benefits or retirement contributions. He didn’t know and didn’t care to know. He just assumed it was all taxes and wanted to complain. His frustration […]
Is participating in a food co-op worth it?
Food is one of my passions in life. I like cooking (most of the time), baking, and especially eating. Each week, I try to meal-plan a little and make sure we at least have enough food to avoid eating out (even if it’s a frozen pizza). I go through phases where I’m good at meal […]
7 lessons I learned from my biggest financial mistake
I have a story I’m a little embarrassed to share, but one that some may be able to relate to or learn from. This is a story that started when I was fresh out of college (Maybe there is something to the studies that say young adults at this age don’t have their judgment capabilities […]
What is my why?
My blog has been live for about three weeks now and I have to say that it’s a little bit addicting. I wrote my first post because I was ecstatic about paying off my student loans in a huge lump sum but didn’t want to brag to my friends or family. I honestly expected no […]
Appreciating your financial journey
I’ve always been a casual enthusiast of personal finance blogs. I enjoyed reading them but didn’t actively follow many. However, after deciding to start my own blog, I’ve delved deeply into this unique corner of the internet and I have to say it is an intimidating crowd! I keep coming across new bloggers and people […]
Why I’m switching to high-deductible health insurance
It’s getting to be that time of year again. That elusive season where the air begins to regain a crispness; nutmeg, cloves, and ginger begin to dominate the taste palette; and health insurance companies give you a chance to review your policies. Yup, I’m talking about open enrollment. (Let the communal groan commence). Comparing insurance […]
6 ways to do a fall financial reset
I absolutely love fall. It is far and away my favorite season. I love everything about it. The clothes (sweaters, scarves, boots), the smells (crisp air, the cidery smell of leaves as they start to decay on the ground, the cinnamon and amber candles), and the fact that it’s no longer shameful to put cinnamon, cloves, […]
The biggest money fight we ever had
Did you know that one of the leading causes of divorce is disagreements about money? I feel incredibly fortunate that the Mr and I are a united team when it comes to money matters. We regularly talk about our finances, our dreams and goals, and we have a financial plan that we discuss and adapt. […]